Transparency matters.

At Anxiety and Wellness Psychological Services, I believe that therapy works best when you know what to expect—both on the treatment and financial side. Below you’ll find answers to common questions about fees, insurance, and billing. Let’s make sure the practical details work for you.

Do you accept insurance?

I am considered an out-of-network provider and am not in-network with any insurance companies. Therapy services are provided on a fee-for-service basis, and payment is due at the time of each session.

Many clients choose to work with an out-of-network provider in order to access more specialized and individualized evidence-based care.

If you have out-of-network insurance benefits, you may be eligible for partial reimbursement of session costs.

Checking your out-of-network benefits

If you’d like, you can use the tool below to find out if you have out-of network insurance benefits. Many clients find that their insurance reimburses a meaningful portion of session fees. You may want to contact your insurance provider directly for the most detailed information about your coverage.

Submitting for reimbursement

I will provide a “superbill” (therapy receipt) that you can submit to your insurance company for session reimbursement. If you prefer not to manage the process yourself, you may also choose to use a third-party service that submits claims and handles insurance follow-up on your behalf.

Many clients also use HSA (Health Savings Account) or FSA (Flexible Spending Account) cards to pay for sessions, which can offer additional tax advantages.

Because insurance coverage varies by plan, reimbursement cannot be guaranteed. I will provide documentation to support your insurance submission.

What are your fees?

My standard session rates are:

• $300 for the initial 80-minute diagnostic intake session

• $300 for each standard 45-50 minute therapy session

• $450 for extended 80-minute therapy sessions

We will collaborate to determine the session length and frequency that best supports your treatment goals. These details will always be clearly discussed at the outset of therapy. My fees are consistent with those of other licensed psychologists in the community who have similar experience and specialization.

How do I pay for sessions?

Payment is required at the time of each session. Payment is made through the secure Simple Practice online portal. I accept:

• Major credit cards

• HSA (Health Savings Account) cards

• FSA (Flexible Spending Account) cards

Will I receive unexpected bills?

Absolutely not.

I am committed to upfront, clear communication regarding fees, so you will never be caught off guard by surprise charges.

Additionally, the Federal No Surprises Act (effective January 2022) was went into effect to move away from surprise medical bills. You have the right to receive a Good Faith Estimate of the cost of psychotherapy services. To request an estimate or if you have any questions, please contact me by email, phone, or contact form. For more information about your rights under the No Surprises Act, visit https://www.cms.gov/nosurprises.

Transparency is not just a legal requirement here—it’s part of my practice philosophy. You deserve to be informed and in control of your care.